The Good and Bad about FTMO
Upon successful completion of the evaluation phase, traders are granted a funded position within Finotive Funding, allowing them to remotely manage accounts with balances of up to $200,000. This provides traders with the opportunity to earn real payouts while maintaining full flexibility and control over their trading.
Although the evaluation process requires consistency and discipline, Finotive Funding supports traders every step of the way with a transparent trading environment, advanced dashboard analytics, and fair progression rules. With features like weekly payouts, scaling opportunities, and risk-managed systems, Finotive Funding empowers traders to grow their careers and achieve long-term financial success.
Pros
- Weekly and on-demand payouts for funded traders
- Instant payout approval through Finotive Pay
- Profit split up to 75% for all Challenge accounts
- Transparent and fair risk management system
- Scaling Plan for long-term growth and higher capital allocation
- Funded Stage Refresh option for restarting funded accounts without retaking challenges
- Instant Funding options available
- No hidden rules or restrictions on trading styles (except gambling or manipulative behavior)
- Advanced dashboard navigation and progress tracking tools
- Multiple payout methods (Revolut, Bank Transfer, Cryptocurrency)
- Fast KYC verification powered by Sumsub
- Over 4 years in the market with $20M+ total payouts
- Dedicated risk management and compliance teams ensuring trader integrity
- Comprehensive refund policy and challenge fee refund for profitable funded traders
- Dynamic hedging model to ensure platform sustainability and fairness
- 24/7 system monitoring for trading risks and account protection
Cons
- Refunds not available after trading or if challenge conditions are violated
- Larger funded account refreshes have higher fees due to payout risk
- Payout withdrawals processed only on Fridays after Thursday midnight CET cutoff
- KYC verification required before trading access
- Strict review for gambling or manipulative behavior, which may lead to payout reduction or account closure
Finotive Funding is a prop firm where dedicated and responsible traders can truly grow. The firm values consistency, discipline, and smart risk management — key traits that define long-term success in trading. At Finotive, traders have the opportunity to manage accounts of up to $200,000 and earn up to 75% of their profits, with options for scaling and refreshing funded accounts to continue progressing. Traders can access a wide variety of instruments, including forex, commodities, indices, stocks, and cryptocurrencies, all while benefiting from transparent rules, instant payouts, and a sustainable trading environment backed by advanced risk management and dynamic hedging systems.
Who Is Finotive Funding?
Finotive Funding is a proprietary trading firm founded in 2021 and headquartered in Budapest, Hungary. The firm offers traders the opportunity to access capital of up to $200,000, with profit splits reaching up to 75%. Finotive is committed to providing realistic and transparent trading conditions through its own Finotive Markets brokerage, ensuring reliable execution and stability. With its focus on flexibility, scalability, and trader growth, Finotive Funding has become a trusted choice for traders aiming to turn their skills into long-term success.
Their headquarters are located in Budapest, Hungary.
Finotive Funding’s Evaluation Programs
Finotive Funding offers traders a choice between two main evaluation models designed to suit different trading styles and goals
Standard Challenge Accounts
Accelerated Challenge Accounts
Standard Challenge Accounts
Finotive Funding’s Standard Challenge Accounts are designed to identify skilled and consistent traders who can demonstrate discipline and profitability across two evaluation phases. These accounts provide traders with leverage up to 1:100, giving them the flexibility to trade various instruments, including forex, commodities, indices, and cryptocurrencies.
Account Size
Price
$2500
$39
$5000
$59
$10,000
$99
$25,000
$199
$50,000
$349
$75,000
$487
$100,000
$589
$150,000
$834
$200,000
$999
In Phase One, traders must achieve a profit target of 10%, while adhering to a 5% maximum daily drawdown and a 10% maximum overall drawdown. The minimum trading period is five days, with no set maximum duration, allowing traders to progress at their own pace.
In Phase Two, the profit target is reduced to 5%, maintaining the same drawdown limits and minimum trading day requirements. Once both phases are successfully completed, traders are granted a funded account with no ongoing profit targets — they simply need to respect the drawdown rules.
The first payout can be requested after 14 days from the first trade on the funded account, followed by bi-weekly payouts. Traders receive up to a 75% profit split, which can increase with consistent performance over time.
Standard Challenge Account Scaling Plan
Finotive Funding offers an attractive scaling plan within its Standard Challenge Accounts, designed to reward traders who demonstrate consistent profitability over time. To qualify for scaling, traders must achieve a profit of at least 10% within a four-month period, with at least two of those months being profitable — one of which must be the final month of the cycle.
Once these criteria are met, the trader’s account balance is increased by 25% of the original account size.
For example, if a trader starts with a $200,000 account:
After 4 months: The balance increases to $250,000
After the next 4 months: The balance increases to $300,000
After another 4 months: The balance increases to $350,000
And continues scaling progressively…
Through this scaling structure, Finotive Funding empowers traders to grow their capital steadily while maintaining access to a diverse range of trading instruments, including forex, commodities, indices, and cryptocurrencies.
Standard Challenge Account Rules and Objectives
The profit target represents the required percentage gain traders must achieve to progress through the evaluation phases, qualify for scaling, or withdraw profits. In Finotive Funding’s Standard Challenge, traders must reach a profit target of 10% in Phase 1 and 5% in Phase 2, while funded accounts have no set profit target.
The maximum daily loss defines the largest permitted drawdown within a single day before disqualification. For all account sizes, the maximum daily loss is 5%.
The maximum loss sets the total loss limit allowed across all open and closed positions. The maximum loss for all account sizes is 10%.
Minimum trading days ensure traders demonstrate consistent performance. Both evaluation phases require a minimum of 5 active trading days, while funded accounts have no minimum trading day requirement.
Weekend holding is allowed for traders depending on their chosen broker’s conditions, enabling flexibility for various trading styles.
News trading restrictions apply to high-impact economic events, meaning traders cannot open or close positions within 2 minutes before or after such announcements during the evaluation and funded phases.
Third-party copy trading risks remind traders that using identical strategies via shared copy-trading services can trigger system alerts and may lead to denial of a funded account or payout restrictions if it breaches capital allocation rules.
Similarly, third-party EA usage poses a risk since multiple traders may use the same automated strategy, potentially resulting in funding or payout denials if Finotive’s systems detect identical trading patterns across accounts.
Accelerated Challenge Accounts
Finotive Funding’s Accelerated Challenge Accounts are tailored for traders seeking faster funding opportunities and higher risk-reward flexibility. These accounts follow a two-phase evaluation model designed to identify skilled and consistent traders who can perform well under dynamic market conditions. Traders have access to 1:100 leverage, similar to the Standard Challenge, with funding options available in multiple currencies, including USD, GBP, EUR, and AUD.
Account Size
Price
$2500
$29
$5000
$44
$10,000
$74
$25,000
$164
$50,000
$290
$75,000
$405
$100,000
$489
$150,000
$729
$200,000
$899
In Phase 1 of the Accelerated Challenge, traders must achieve a profit target of 20% while maintaining risk discipline within a 10% maximum daily loss and 20% maximum overall loss. There is no maximum trading period, but traders must complete a minimum of 5 active trading days before advancing to the next stage.
Phase 2 requires traders to reach a profit target of 10%, maintaining the same 10% daily and 20% total drawdown limits. Again, there is no maximum time limit, but traders must meet a minimum of 5 trading days before becoming eligible for funding.
Once both evaluation phases are successfully completed, traders receive a funded account with no profit targets. The only requirements are to follow the 10% maximum daily loss and 20% overall loss rules.
By default, the first payout is scheduled 30 days after opening the first trade, though traders can request payouts on demand after 14 days. Profit splits for funded accounts range from 80% up to 90%, rewarding top-performing traders for consistent results.
Accelerated Challenge Account Scaling Plan
In Finotive Funding’s Accelerated Challenge Accounts, traders can benefit from a scaling plan that rewards consistent profitability and disciplined trading. To qualify for scaling, traders must achieve a minimum profit of 10% or more within a four-month period, during which two out of the four months must be profitable, including the final (fourth) month.
Once these requirements are met, the trader’s account balance increases by 25% of the original account size — allowing for gradual growth and greater earning potential over time.
Example of the Scaling Plan:
After 4 months: A $100,000 account grows to $125,000.
After the next 4 months: The $125,000 balance increases to $150,000.
After another 4 months: The $150,000 balance rises to $175,000.
And so on…
Finotive Funding’s Accelerated Challenge traders can trade across a wide range of markets, including forex pairs, commodities, indices, stocks, and cryptocurrencies giving them the flexibility to showcase their trading expertise across multiple asset classes while working toward account growth.
Accelerated Challenge Account Rules
Profit Target:
Phase 1: 10%
Phase 2: 5%
Funded Accounts: No profit targets
Maximum Daily Loss:
All Account Types: 5%
Maximum Loss:
All Account Types: 10%
Minimum Trading Days:
Phase 1 and Phase 2: Minimum of 4 trading days
Funded Accounts: No minimum trading day requirement before payout eligibility
Weekend Holding:
Permitted only with brokers that support it. Otherwise, trading over weekends may be restricted.
No News Trading:
Trading is prohibited during high-impact news events. Positions cannot be opened within 2 minutes before or after the release of key economic data.
Third-Party Copy Trading Risk:
If traders use copy trading services, they must understand that others might use the same strategy. This can lead to denial of funding or withdrawal if the maximum capital allocation rule is breached.
Third-Party EA Risk:
Using third-party Expert Advisors (EAs) carries similar risks. If multiple traders use the same EA and strategy, it may result in funding or withdrawal denial if capital allocation limits are exceeded.
Options
Is Getting Finotive Funding Capital Realistic?
When evaluating proprietary trading firms that align with your trading strategy, it’s essential to consider how achievable their requirements are. A firm may offer high profit splits and significant funding, but if the trading targets or risk parameters are unrealistic, long-term consistency can become difficult.
With Finotive Funding, gaining capital is generally realistic. The firm’s evaluation programs are designed to reward consistent and responsible trading, supported by clearly defined profit targets, risk limits, and flexible conditions.
For traders in the Standard Evaluation, profit targets and drawdown rules are balanced to encourage steady performance. The structure allows traders to demonstrate skill over time without unnecessary pressure from overly strict rules.
Similarly, the Accelerated Challenge Accounts offer traders a faster route to funding, while still maintaining a fair balance between opportunity and risk management.
Overall, Finotive Funding provides a realistic path to securing funding, thanks to its achievable evaluation objectives, responsible leverage options, and comprehensive risk monitoring system that promotes sustainable, long-term trading success.
Payment Proof and Trustworthiness
Finotive Funding is a reputable proprietary trading firm known for its transparent payout structure and reliable funding opportunities. Traders at Finotive can request payouts as early as 14 days after placing their first trade on a funded account, with bi-weekly withdrawals available thereafter ensuring consistent and flexible access to profits.
A key advantage for Finotive traders is that funded accounts have no profit targets, allowing them to focus purely on performance and consistency rather than meeting arbitrary goals.
To demonstrate Finotive Funding’s legitimacy and trader success, the firm regularly shares verified payout proofs and trader achievements within its community. These serve as tangible evidence of Finotive’s commitment to transparency, fairness, and rewarding skilled traders who perform well under its evaluation programs.
Finotive Funding’s Reputation
Finotive Funding has built a strong reputation within the proprietary trading industry for its transparency, flexibility, and reliable payouts. With over four years in the market and more than $20 million paid out to traders, Finotive has proven its commitment to supporting trader success.
The firm is also known for its responsive support team, available to assist traders with KYC verification, risk-related queries, and account management through dedicated channels such as compliance@finotivefunding.com and risk@finotivefunding.com.
Finotive’s long-standing presence, instant payout approval system, and consistent trader feedback highlight its trustworthiness and credibility as one of the well-established names in the prop trading industry.
On Trustpilot, Finotive Funding has received positive feedback from a large community of traders, reflecting its credibility and reliability in the prop trading space. With over four years in the market and more than $20 million in total payouts, traders appreciate Finotive’s weekly and on-demand payout system, instant funding options, and transparent support channels. Their responsive compliance and risk teams ensure that every trader’s query is handled professionally and efficiently.
Support
Finotive Funding offers several reliable channels for traders to access assistance and information:
FAQ Page: Finotive provides a detailed FAQ section where traders can find answers to the most common questions about accounts, payouts, and evaluations.
Email Support: Traders can reach the team at support@finotivefunding.com for general inquiries.
Compliance Assistance: For KYC-related queries or verification issues, traders can contact compliance@finotivefunding.com. The compliance team operates Monday to Friday, 09:00 – 17:00.
Risk Department: For disputes or questions related to account progression or payout reductions, traders can email risk@finotivefunding.com with detailed information about their concern.
Live Chat: Real-time assistance is available through the live chat feature on the Finotive Funding website.
This structured and transparent support system ensures that traders can quickly get help, whether it’s about compliance, payouts, or account-related issues.
Conclusion
In summary, Finotive Funding is a well-established proprietary trading firm that provides traders with flexible and transparent funding opportunities through its structured evaluation programs. Traders can choose from different account types, each designed to reward consistency, discipline, and risk management.
The firm emphasizes risk transparency and capital protection, operating with a comprehensive risk management and hedging model that ensures long-term sustainability. Finotive’s system identifies and flags gambling-style or high-risk trading behaviors, maintaining fairness and stability for all traders within its ecosystem.
Traders benefit from weekly and on-demand payouts, instant funding options, and the ability to scale their accounts based on consistent profitability. Finotive also prioritizes KYC and AML compliance, ensuring a secure and trustworthy trading environment.
With over four years in the market, $20 million+ in total payouts, and a strong reputation among its trader community, Finotive Funding stands out as a transparent, trader-focused firm.
If you’re looking for a prop firm that values sustainability, fairness, and real opportunities for growth, Finotive Funding is a highly recommended choice.
You can learn more by visiting their official website.
